Our Advantages
- Competitive rates for most medical specializations.
- Policies designed for allied health professionals.
- Significant savings in some medical specializations.
- We honor the retroactive date of your previous policy. You will NOT have to pay when you leave your current insurer.
- Variety of products
- Continuing Education free of cost for our policyholders.
- Free Risk Management Consulting services for your practice.
- Group Discounts


- Powerful Defense Team formed by law firms with extensive experience defending medical malpractice cases.
- Fixed Rates, without any surcharges for claims and/or legal fees.
- Excess Policies to guarantee your insurance will be adequate in case of a claim.
- Corporate policies to protect your company.
- Endorsement to protect against cyber liability for physicians and health professionals.
- RETIREMENT QUEUE benefit completely free of cost if you've been insured by PRMD for the last 10 years prior to your retirement, are over 65 years of age, and have had no claims.
All of this along with a customer service recognized as the best in the industry. Receive more information about the benefits and features of our Peace of Mind policies.
Basic Peace
First Dollar
Perfect Peace
Corporate Peace
ClinLab Peace
Allied Professional Peace
Basic Peace
What is Basic Peace?
This is a primary medical malpractice insurance coverage with basic per-incident and annual aggregate limits, as legally required to practice Medicine in Puerto Rico. This product offers a basic limit of $100,000 per medical incident and an annual aggregate limit of $300,000.
Up to $100,000 per medical incident
$300,000 annual aggregate
MD Learning Continuing Education Courses
First Dollar
What is First Dollar?
This product follows the format of a primary medical malpractice policy with limit alternatives ranging from $100,000 per medical incident up to an aggregate of $3,000,000. It provides a single policy with a single renewal and retroactive date. Without deductibles or surcharges.
$0 deductibles and surcharges
Up to $100,000 per medical incident and an annual aggregate of $3M
Simplified issuance, certification, and renewal process
MD Learning Continuing Education Courses
Perfect Peace
What is Perfect Peace?
It provides medical malpractice coverage in excess of the primary policy limits. This policy allows you to have adequate coverage, aligned with the realities of the 21st century and its evolving legal system. We offer several excess limit alternatives, ranging from $150,000 per incident up to an annual aggregate of $3,000,000.
Excess Options starting at $150K per incident
Up to an annual aggregate of $3M
MD Learning Continuing Education Courses
Corporate Peace
What is Corporate Peace?
This is a corporate liability policy for acts of alleged medical malpractice. The main objective of this coverage is to defend the corporation against the entity's vicarious liability for acts, errors, and omissions involving medical incidents caused by the personnel who provide health care services through the corporation. Like our individual policies, the limit options range from $100,000 per incident / annual aggregate of $300,000 to $1,000,000 per incident / annual aggregate of $3,000,000.
From $100K to $1M per medical incident
Up to an annual aggregate of $3M
MD Learning Continuing Education Courses
ClinLab Peace
What is ClinLab Peace?
This is PRMD's solution to the corporate medical malpractice liability exposure often faced by clinical and pathology laboratories and imaging centers. The limit options range from $100,000 per incident and an annual aggregate of $300,000 to $1,000,000 per incident and an annual aggregate of $3,000,000.
From $100K to $1M per medical incident
Up to an annual aggregate of $3M
MD Learning Continuing Education Courses
Allied Professional Peace
What is Allied Professionals Peace?
This is a professional liability policy for health care professionals who complement the patient's treatment and care process. Available limits starting at $100,000 per incident, up to an annual aggregate of $3M.
Up to $100,000 per medical incident
Annual aggregate of $3M
MD Learning Continuing Education Courses